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Yep, you read that correctly and yes, I am the millennial you have heard about. I have lived with my parents for 29 years. By living at home, I have been able to pay down credit card debt and student loans.

I was managing my money instead of my money managing me.

Have you ever bought something crazy and regretted it?

Have you ever checked a balance on one of your financial accounts and noticed money was missing?

I heard a statistic the other day that stopped me dead in my tracks. Forty-nine percent of millennials spend more going out to eat than on retirement.

I’ve never been more sure about anything than I was about my first “real” house. My husband and I walked in the door and fell in love.