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Routing #303986313

Rev. November 2021
PDF Version

TTCU Federal Credit Union
Privacy Notice

FACTSWHAT DOES TTCU
DO WITH YOUR PERSONAL INFORMATION?
Why?Why Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: 

  • Social Security number and income
  • Account transactions and account balances
  • Credit history and credit scores
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reason financial companies can share their customers’ personal information; the reasons TTCU Federal Credit Union chooses to share; and whether you can limit this sharing. 
Reason we can share your personal informationDoes TTCU Federal Credit Union share?Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YesNo
For our marketing purposes — to offer our products and services to you YesYes
For joint marketing with other financial companies YesYes
For our affiliates’ everyday business purposes — information about your transactions and experiences YesNo
For our affiliates’ everyday business purposes — information about your creditworthiness NoWe don't share
For our affiliates to market to you NoWe don't share
For nonaffiliates to market to you NoWe don't share
To limit our sharingCall (800) 234-8828
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?Call (918) 749-8828, (800) 234-8828 or go to www.ttcu.com
What we do
How does TTCU Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.      
How does TTCU Federal Credit Union collect my personal information? 

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Use your debit or credit card
  • Deposit money or pay your bills

We also collect your personal information from others, such as credit bureaus or other companies. 

Why can’t I limit all sharing? 

Federal law gives you the right to limit only 

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.      
Definitions
Affiliates 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • TTCU Federal Credit Union’s affiliate is Integrity Title and Closing, LLC.
Nonaffiliates 

Companies not related by common ownership or control. They can be financial and nonfinancial companies. 

  • TTCU Federal Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing 

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance, investment and other financial service companies.