Your Homebuying Journey Starts Here

Buying a home is exciting—but it can feel overwhelming without the right guidance. That’s where TTCU comes in. We’ve created a quick, easy-to-follow guide to help you understand the process from start to finish.

Inside, you’ll learn:
  • Where to start when buying a home
  • How much you can afford
  • Why your credit score matters
  • What to expect with down payments and closing costs
  • How to break down your mortgage payment

Whether you’re a first-time buyer or ready for your next home, this guide will give you the confidence to take the next step. Download your free guide today.

Ready for your next steps? Contact a Mortgage Loan Originator for assistance or apply online.

Low to no down payment options - FHA, VA, USDA and 100% Financing

FHA & VA Mortgages: Making Homeownership Possible

Buying a home can feel overwhelming - especially if it’s your first time. TTCU is here to make it easier with mortgage options designed to help you overcome common hurdles like big down payments.

FHA Loans - Backed by the Federal Housing Administration, FHA loans offer flexible requirements and are a great choice for first-time buyers.

VA Loans - Exclusively for military members, veterans and surviving spouses, VA loans are guaranteed by the Department of Veterans Affairs and provide incredible benefits, including no down payment in many cases.

Key Benefits:
  • Lower Down Payments – Often require less upfront cash.
  • Easier Qualification – Flexible credit and income requirements.

These programs give you more ways to achieve your dream of homeownership.

TTCU is here to help you find the right solution for your home purchase.

Ready to make your move? Contact a Mortgage Loan Originator for more information.

USDA Loans

Open the Door to Rural Homeownership with USDA Loans

Dreaming of a home in a rural community? USDA Loans make it possible with $0 down payment, competitive rates and flexible credit requirements, helping you achieve homeownership without the usual barriers**.

Why Choose a USDA Loan?

  • No down payment required
  • Competitive interest rates
  • Relaxed credit guidelines
  • Penalty-free early repayment

At TTCU, we understand the unique benefits and requirements of USDA Loans. Our experienced team is here to guide you every step of the way - from application to closing.

Ready to see if a USDA Loan is right for you?

Start your journey today by speaking with one of our loan officers. Don’t miss this opportunity to make your dream home a reality.

Get started today! Contact a Mortgage Loan Originator for more information.

**USDA loans are subject to location and income restrictions


Frequently Asked Questions

Are there closing costs associated with a Home Equity Line of Credit?
Can I be notified when mortgage/refinance rates are updated?
Can I change insurance companies for my homeowner's policy? Do I need to notify you?
Can I delete my escrow account?
Can I roll my closing cost fees into my loan?
Do I need to provide you with proof of my homeowners insurance?
View More FAQs

Other Home Loans

All loans subject to program requirements, credit approval, and property eligibility. Not all applicants will qualify. TTCU Membership required; eligibility applies. Programs, rates, terms and conditions are subject to change without notice. FHA, VA, USDA, and Section 184 loans for qualified borrowers; program requirements apply.