Certificates in Sand Springs

Access High Yield Savings with a TTCU Certificate in Sand Springs

TTCU members in Sand Springs have access to high savings rates through our certificate options. As inflation and lending rates rise, it's more important than ever to do everything you can to boost your savings. That's why we offer a variety of certificates, ranging from just 45 days to as long as five years.

A certificate keeps your money in a dividend-bearing account for a set period of time. At TTCU, we offer share certificates* (the credit union version of a bank's certificate of deposit or CD.) The longer the maturity date of a certificate, the more dividends your money earns. If you take out the funds early, you’ll pay a penalty on the dividends earned. You can find certificates that range anywhere from a few months to several years. If you’re looking for a way to keep your savings out of reach, certificates can be a good solution.

Advantages of a Certificate with TTCU Sand Springs

Whether you're saving for a down payment on a house in Sand Springs or have some extra cash beyond your emergency fund, there's a TTCU certificate for the right timeline. Once the certificate matures, you can withdraw your funds or simply renew your term with the current rates at that time. Just getting started on your savings journey? Open a Ready, Set, Grow certificate to earn quarterly dividends on a lower minimum deposit of just $300. This is designed for our Sand Springs members who are 35 years old or younger.

For members with a large amount of cash with the potential for consistent dividend distributions, open an Income Certificate. The minimum deposit is $100,000 and you'll receive monthly dividends. Choose your maturity date between six and 48 months. We also have plenty of certificate of deposit options for Sand Springs residents who have more moderate amounts to save.

Here’s an overview of features available with TTCU’s certificates in Sand Springs:

• $1,000 minimum deposit
• Jumbo and super jumbo rates available for larger balances
• $200,000 minimum deposit for super jumbo rates
• Terms vary from 45 days to 60 months
• Specialty certificates as short as 6 months

Make the most of your savings goal by locking in a certificate rate on your own timeline. Open your account today!